Germantown Homes under $400,000

Germantown Homes under $400,000

Welcome to Germantown, a vibrant and historic neighborhood nestled in the heart of Philadelphia, Pennsylvania. Known for its rich tapestry of culture and community, Germantown offers a unique blend of urban living with a touch of suburban charm. This area is steeped in history, featuring beautiful tree-lined streets, stunning architecture, and an array of parks that invite residents to enjoy the great outdoors.

One of the most appealing aspects of Germantown is its diverse housing market. For those seeking affordable options, you’ll be delighted to find a variety of homes available for under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, Germantown provides an array of choices that cater to different lifestyles and budgets. From cozy row homes that exude character to modern condos that offer contemporary living, there’s something for everyone.

In addition to its beautiful homes, Germantown boasts a strong sense of community, with local shops, cafes, and restaurants that reflect the neighborhood's eclectic spirit. Residents enjoy easy access to public transportation, making it convenient to explore the broader Philadelphia area. With its rich history, vibrant community, and affordable housing options, Germantown is not just a place to live, but a place to thrive.

Discover your dream home in Germantown today and experience the perfect blend of history, community, and opportunity in one of Philadelphia’s most charming neighborhoods!

Newest Germantown Homes under $400,000

5154 Wakefield St, Philadelphia
$124,900
3 Beds ⋅ 1 Baths
Welcome to 5154 Wakefield Street! This two-story, brick rowhome offers 3 bedrooms, 1 full bathroom, and approximately 986 square feet of living space. A great opportunity for both owner-occupants and investors looking to add value through cosmetic improvements and personal touches. The property offers a traditional Philadelphia rowhome layout with plenty of potential to refresh, update, and make it your own. With some light cosmetic renovations, this home could be a wonderful addition to an investment portfolio or an affordable opportunity for a buyer looking to build equity. Property is being sold AS-IS. Buyer is responsible for all inspections, due diligence, and any required certifications or repairs. Seller will make no repairs or provide credits. All offers must be submitted on PropOffers.com.

5154 Wakefield St, Philadelphia

Listing courtesy of Vylla Home. Contact:

6211 Wayne Ave, Philadelphia
$290,000
3 Beds ⋅ 2 Baths
LOCATION!!! LOCATION!!! LOCATION!!! Welcome to 6211 Wayne Avenue, this Stone Front Victorian Twin home located in the heart of Germantown. This two-story, three bedroom, 1.5 bath home offers 1,670 sq ft (public records) of living space. It is steps away from the Tulpehocken Septa Regional Station and Wissahickon Trails. The first floor features a sunroom, great for the plant enthusiast, a spacious living room, and a dining room with original hardwood flooring. Large eat-in kitchen with ceramic tile flooring. Recessed lighting throughout the first floor. The second floor offers three nice-sized bedrooms and one newly installed full bathroom. Finished basement with wet bar, powder room, and laundry area. Nice-sized rear yard great for entertaining and a one-car detached garage. Welcoming neighborhood close to Lincoln Drive, and within walking distance of bus transportation. Whether you are a first-time homebuyer looking to build equity, a handy homeowner ready to customize every detail, or an investor scouting your next project, this home offers the square footage and layout to make it happen. Please note: The seller is in the process of relocating. All walls and ceilings have been freshly painted since the photos were taken. Schedule your showing today.

6211 Wayne Ave, Philadelphia

Listing courtesy of KW Empower. Contact:

5204 Morris St, Philadelphia
$230,000
6 Beds ⋅ 2 Baths
CLASSIC WEST GERMANTOWN TWIN w/GARAGE! Attn: Investors! Bring your GC, restoration team or even just a vision & a dream - this classic W. Germantown twin home is ready for its next chapter. Offered in AS-IS condition, the 6-bedrm, 2-full bath residence boasts architectural character, high ceilings, tall windows, hardwood floors and generous room proportions on 3 floors. A large unfinished basement adds to its potential. The shared driveway leads to the detached 1-car garage along with enough driveway space to a park a 2nd car - a rarity in Philadelphia! Purchased years ago with the intent of undergoing a full rehab to restore the house to its original turn-of-the-century glory, the current owner is unable to complete the work, leaving this exceptional opportunity for an investor or ambitious homebuyer looking to create substantial equity. Property is being sold "AS-IS". Owner makes no representations or warranties. Buyer will be responsible for obtaining any required L&I permits and any required Certificate of Occupancy.

5204 Morris St, Philadelphia

Listing courtesy of Elfant Wissahickon-Chestnut Hill. Contact:

5815 Wakefield St, Philadelphia
$69,999
2 Beds ⋅ 1 Baths
Cash Only Purchase. Great starter home or rental property. Quiet block. 2br 1ba house.

5815 Wakefield St, Philadelphia

Listing courtesy of KW Empower. Contact:

320 W Queen Ln, Philadelphia
$330,000
5 Beds ⋅ 3 Baths
Welcome to 320 W Queen Ln! Step through the front door into a bright, airy sunroom that sets a welcoming tone the moment you arrive. Designed for effortless living, this home boasts 5 total big bedrooms—including two convenient first-floor bedrooms—and 3 full bathrooms (one on every single level). Downstairs, the fully finished basement offers generous extra living space perfect for a media room, home gym, or office. Best of all? Rare, driveway parking for at least 3 cars—a true Philadelphia treasure. Investor & Owner-Occupant Friendly: CURRENTLY tenant-occupied with a lease ending March 1st. Choose to retain the existing tenant for immediate rental income, or move in this spring and make it your own. Schedule your tour today!

320 W Queen Ln, Philadelphia

Listing courtesy of KW Empower. Contact:

16 W Seymour St, Philadelphia
$250,000
5 Beds ⋅ 2 Baths
MOTIVATED SELLER — SOLD "AS-IS" — PRICED FOR IMMEDIATE ACTION! Brought to market with a highly motivated seller, this spacious 1900-built historic gem in the heart of Germantown presents an incredible equity-building opportunity for contractors, investors, or visionary buyers ready to restore a classic Philadelphia property to its full potential. Spanning over 2,100 square feet of traditional layout potential, this property features solid historic bones, excellent spatial volume, a generous footprint, and the rare bonus of a detached garage on a quiet residential stretch. Key Highlights: Prime Germantown Location: Close to local parks, historic landmarks, public transit lines, and convenient corridors into Center City and Chestnut Hill. Exceptional Value: Priced significantly below market value per square foot to reflect the need for complete cosmetic and systems updating. Endless Potential: Bring your contractor, your design ideas, and your imagination. Perfect for a fix-and-flip, buy-and-hold rental portfolio addition, or a custom owner-occupant renovation project. Flexible Terms: Seller is highly motivated, open to serious cash or conventional renovation loan offers, and looking for a smooth, quick settlement. Don't let this diamond in the rough pass you by! Properties with this kind of square footage and upside in Northwest Philly move fast when priced to sell.

16 W Seymour St, Philadelphia

Listing courtesy of Keller Williams Real Estate - West Chester. Contact:

5606 Mcmahon Ave, Philadelphia
$135,000
4 Beds ⋅ 2 Baths
The seller has received multiple offers and is asking interested buyers to submit their best and final offers by 12:00 p.m. on Monday, November 9, 2026. Welcome to 5606 McMahon Avenue, a 4-bedroom, 2-full-bathroom twin home with living space across two stories in the heart of Germantown. Step onto the covered front porch and inside to a spacious living room with hardwood floors, a functional kitchen, and generously sized bedrooms. The full basement provides abundant storage space or room for future finishing, and forced air gas heat keeps the home comfortable year-round. Investors take note: this classic 1925 twin sits in a corridor with strong rental demand driven by transit access. It is a solid value-add opportunity with room to build equity. Run your own numbers and see the upside. Location is a standout. The home sits just off Wayne Avenue near Germantown Avenue, a short walk from Wayne Junction Station with Regional Rail service on the Chestnut Hill East, Fox Chase, and Lansdale/Doylestown lines, plus SEPTA bus routes including the 23, 53, and 75. Drivers get quick access to Lincoln Drive, Roosevelt Boulevard (Route 1), and Wissahickon Avenue for an easy commute across the city and to the suburbs. Nearby highlights include Stenton Park, Happy Hollow Recreation Center, Wister Woods Park, and the trails and gardens of Awbury Arboretum, along with the shops, dining, and breweries along the Germantown Avenue corridor. Property is being sold in As-Is condition. Don't miss your opportunity to own a piece of historic Germantown. Schedule your private showing today!

5606 Mcmahon Ave, Philadelphia

Listing courtesy of Key Legacy Realty. Contact:

24 W Duval St, Philadelphia
$224,000
2 Beds ⋅ 1 Baths
This home may qualify for up to $22,000+ in homebuyer assistance grants! Certain buyers may be eligible for up to $12,000 through Citadel's Home Help Program plus additional assistance through Philly First Home and other programs. Contact your lender for eligibility details Welcome to 24 West Duval Street, a beautifully updated 2-bedroom, 1-bath home that blends modern finishes with classic charm. Step inside to refinished hardwood flooring that flows throughout the living room, dining room, kitchen, and both bedrooms, adding warmth and character throughout the home. The living room features an updated fireplace that serves as a striking focal point and adds to the home’s charm. Continue into the newly renovated kitchen, featuring stylish two-tone shaker cabinetry with white uppers and warm wood-tone lowers, white granite countertops, stainless steel appliances, and a ceramic tile backsplash. Upstairs, you’ll find two spacious bedrooms with refinished hardwood flooring and a fully renovated bathroom featuring a new vanity, ceramic tile flooring, and a beautifully tiled shower surround. With its combination of preserved character, modern renovations, and central air conditioning, 24 West Duval Street is move-in ready and waiting for its next owner!

24 W Duval St, Philadelphia

Listing courtesy of Rosedale Real Estate LLC. Contact:

604 E Locust Ave, Philadelphia
$394,999
3 Beds ⋅ 3 Baths
Welcome to 604 E Locust avenue! Discover this beautifully renovated home offering modern elegance, quality finishes, and exceptional attention to detail. featuring 3 spacious bedrooms, 3 full bathrooms and approximately 1742 square feet of living space , this stunning property is designed for both comfort and style. Step inside to an inviting interior featuring a gorgeous, updated kitchen with luxurious Taj Mahal stone countertops, Brand-new appliances, and beautiful finishes, The elegantly designed bathrooms feature sophisticated marble vanity sinks, adding a touch of luxury throughout the home. Enjoy the additional living space provided by the fully finished basement, perfect for entering, a recreation roomier home office. a brand-new roof adds even more value and peace of mind. With extensive renovations, contemporary finishes and thoughtfully designed living spaces, this home offers an exceptional opportunity to enjoy modern living in Philadelphia. Schedule you private showing today and experience everything this beautiful home has to offer!

604 E Locust Ave, Philadelphia

Listing courtesy of RE/MAX Select Group. Contact:

821 E Stafford St, Philadelphia
$50,000
3 Beds ⋅ 1 Baths
This home has severe fire damage and is ready for someone to come in and bring it back.

821 E Stafford St, Philadelphia

Listing courtesy of Compass Pennsylvania, LLC. Contact:

64 E Wister St, Philadelphia
$186,000
6 Beds ⋅ 4 Baths
Excellent opportunity for investors, builders, and buyers looking to complete a renovation in Philadelphia! This three-story property is offered in shell condition, with demolition completed and the interior opened to the studs. Per seller, framing has been completed, windows have been installed, and plumbing and electrical work has been partially performed. The property offers a flexible layout across three floors, with bathroom setups on the second and third floors. The basement has an exterior door providing access to the road. A detached rear studio structure includes a room and bathroom, and the large driveway provides space for multiple vehicles. Explore the potential for a spacious single-family residence or a multifamily conversion. Possible configurations across the first, second, and third floors, along with potential uses of the basement and rear structure, are subject to zoning and all required approvals. No representation is made that additional units or separate occupancy are currently permitted. All information is based on seller representations and has not been independently verified. Buyers must independently verify all claims, property conditions, dimensions, parking capacity, zoning, permitted uses, permits, inspections, and the extent, quality, and code compliance of existing work. Property is an unfinished construction site. Anyone entering does so at their own risk and should exercise caution due to unfinished areas and potential hazards. Buyers are encouraged to inspect with qualified professionals.

64 E Wister St, Philadelphia

Listing courtesy of The Greene Realty Group. Contact:

340 W Berkley St, Philadelphia
$25,000
3 Beds ⋅ 1 Baths
Welcome to 340 W Berkley Street, located in the Germantown section of Philadelphia! This home features 3 bedrooms, 1 full bathroom, and a one-car attached garage. Property sells via online auction, and list price reflects opening bid amount. Final sale price will be determined through competitive bidding, and this sale is subject to court approval. Sale is being conducted pursuant to Chapter 11 bankruptcy proceedings pending in the U.S. Bankruptcy Court, Middle District of Florida, Case No. 8:26-bk-01636-CPM, In re: RAD Diversified REIT, Inc., et al.

340 W Berkley St, Philadelphia

Listing courtesy of Sanford Alderfer Real Estate. Contact:

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