Downtown Frederick Homes under $700,000

Downtown Frederick Homes under $700,000

Welcome to Downtown Frederick, a vibrant and charming subdivision nestled in the heart of Frederick, Maryland. This picturesque area is a delightful blend of historic charm and modern convenience, making it an ideal place for families, young professionals, and retirees alike. With its cobblestone streets, beautifully preserved architecture, and a lively atmosphere, Downtown Frederick offers a unique living experience that you won’t find anywhere else.

One of the standout features of Downtown Frederick is its affordability, particularly for homes under $700,000. This makes it a prime location for those looking to invest in a welcoming community without breaking the bank. The housing options are diverse, ranging from quaint townhouses and modern condos to spacious single-family homes, all boasting unique character and style. Many properties feature contemporary amenities while retaining the historic charm that defines the area.

Residents of Downtown Frederick enjoy easy access to a plethora of local shops, restaurants, and cultural attractions. Stroll through the charming streets and discover artisanal boutiques, cozy cafes, and a variety of dining options that cater to every palate. The vibrant arts scene, complete with galleries and theaters, adds to the community’s allure, while numerous parks and recreational areas provide ample opportunities for outdoor activities.

Whether you’re looking to settle down or invest in a rental property, Downtown Frederick offers a welcoming community atmosphere and a wealth of amenities. Explore the possibilities of calling this enchanting subdivision your home, where affordability meets charm in the heart of Maryland!

Newest Downtown Frederick Homes under $700,000

100 Frederick Ave, Frederick
$425,000
2 Beds ⋅ 1 Baths
WELCOME TO 100 FREDERICK AVENUE! This charming brick cape cod is situated perfectly in a vibrant, sought-after neighborhood in downtown Frederick within walking distance of highly regarded schools, parks, hospital, shops, restaurants, entertainment, the "Y", and the Frederick historic district. Corner lot with major cub appeal here! It is close to all commuter routes. Inside, you will find a lovely carefully-planned formal layout including spacious living room, with cozy brick wood-burning fireplace, dining room and 2 main-level bedrooms. The house is light and sunny with its many windows. There are hardwood floors throughout. The kitchen is vintage 1950's with a roomy pantry. The bathroom has a black-and-white tile theme. The 2nd floor has potential for additional living space. The lower level is open and spacious with workshop, laundry, storage areas and a walkout to the backyard! The walls in this space are newly painted and it has new ceiling tiles and recessed lighting. This level could easily be converted into finished living space. Ask to see the improvements list. The property features 2 covered porches for outside enjoyment, rain or shine. The side porch is off the living room and the back porch is off the kitchen. Step outside to enjoy that first cup of coffee or to dine while enjoying the beautifully manicured gardens that have flowering perennials throughout spring, summer and fall. Ask to see the list of flowering plants and bushes that you will be seeing. A detached one-car garage and asphalt driveway ensure convenient parking. A great opportunity in a great location!

100 Frederick Ave, Frederick

Listing courtesy of Bach Real Estate. Contact:

231 W South St, Frederick
$499,900
4 Beds ⋅ 3 Baths
Welcome to this recently completed, fully renovated home in Downtown Frederick, where historic charm blends seamlessly with modern functionality. From the moment you enter, the open-concept layout and thoughtful details stand out. The main level features a spacious living room open to a large dining area, complete with board-and-batten detailing, original trim, exposed brick, and new flooring throughout. Toward the rear of the home, a convenient nook with a coat closet and half bath leads to the spacious kitchen, which offers ample cabinetry, new stainless-steel appliances, and room for either a fixed or floating island to suit your style. From the kitchen, step out to the covered porch with basement access, a generous yard, and a private two-car garage with additional storage. Upstairs, three bedrooms continue the home’s exposed-brick character. The front primary bedroom features vaulted ceilings, recessed lighting, and a closet with storage. A nearby full bath includes a large, fully tiled walk-in shower and a modern vanity with updated lighting. Just beyond, a mid-sized bedroom with vaulted ceilings makes an ideal guest room, nursery, or home office. At the rear of the home, another bedroom offers a large walk-in closet, private full bath with dual vanity and tub/shower combination, and access to the piazza overlooking the yard—providing flexibility as a second primary suite or children’s room. The lower level includes a partially finished room with exterior access to the porch and yard, ideal for recreation space, an office, or a future bedroom. The utility area features a new gas furnace and A/C system, gas water heater, new washer and dryer, and ample additional storage.

231 W South St, Frederick

Listing courtesy of Real Broker, LLC -. Contact:

354 Park Ave, Frederick
$499,900
3 Beds ⋅ 3 Baths
Historic Downtown Frederick character meets thoughtful modern updates at 354 Park Avenue. Built in 1915, this charming brick home pairs beautiful original details with meaningful improvements for modern everyday living. Inside, 9-foot ceilings, heart pine flooring and abundant natural light bring warmth and character throughout. The kitchen features granite countertops and backsplash, recessed and under-cabinet lighting, along with thoughtfully designed custom storage that maximizes the space. A convenient powder room completes the main level. Upstairs, the second floor offers two bedrooms, a beautifully renovated full bathtub completed in 2025, and one of the home’s unexpected highlights—a covered sun porch that's just right for morning coffee, reading or simply slowing down for a bit. The third floor is dedicated to the private primary suite and is easily one of the most memorable spaces in the home. Vaulted ceilings and exposed beams add architectural interest, while the en-suite shower was also renovated in 2025—custom closet storage and private laundry within the suite make the space exceptionally functional. The lower level offers plenty of additional storage and flexible space with potential for a home gym, workshop or hobby area. Outside, the living space continues with a Trex deck, fully fenced backyard and pergola with a retractable sun-shade awning and solar LED lighting—a great setup for outdoor dinners and evenings at home. The exterior has also been recently repainted. A one-car carport plus additional off-street parking adds a convenience that's especially valuable downtown. And the location makes it easy to enjoy Frederick beyond your front door. Baker Park and Downtown Frederick are just blocks away, Parkway Elementary is nearby, and a community playground is just steps from the house. Restaurants, coffee shops, shopping, recreation and many of the city's favorite destinations are all within easy reach. With heart pine floors, high ceilings, a third-floor primary retreat, second-floor sun porch, inviting outdoor spaces and off-street parking, 354 Park Avenue brings together the character of a historic Frederick home with the updates and functionality that make it easy to live in today.

354 Park Ave, Frederick

Listing courtesy of RE/MAX Results. Contact:

432 N Bentz St, Frederick
$250,000
3 Beds ⋅ 1 Baths
Do you have a creative eye for design and spaces? Love the idea of taking on a fabulous project? This house will speak to you. Such a unique layout and piece of property in Downtown Frederick. Its double width gives this property a unique flow compared to the typical shot-gun, narrow, long row house you usually see Downtown. Main level has a generous living room that flows into the more than ample sized kitchen. The kitchen is so sizable that you could do something incredible with the layout, an island and finishes. There is a fireplace that straddles both rooms and is begging to be turned into a double sided fireplace. Off of the living room sits a small room that would be a perfect home office. Or reimagine this space as a laundry room. Or both! Continuing on, the floorplan leads to the main level full bath. The square footage of this bath is seriously large for a house this size. You could really do something special here. Connected to the full bath is a main level bedroom. It's not huge, but it's big enough and very usable. Imagine it with a door or doors to the rear patio! Off the back is an enclosed room that is just waiting for someone to do something with it. It's imagined here as a spectacular dining room utilizing the spectacular brick floor already in place and opening up the raw ceiling. Add double French doors and you'd have a view from this room to what could be the most darling little courtyard ever. The courtyard could be a slice of privacy heaven with the right imagination. This main level could be reimagined to be FABULOUS by adding windows back in to the living room, kitchen, and den, looking out onto the enclosure room. The upper level offers two additional rooms that make darling bedrooms, or turn the far one into a stunning full bath as reimagined here. Maybe add some dormers for added head room? No off street parking, but street parking is free and almost always available. You're going to want to put new HVAC in here. Roof, exterior, basement shoring up, in addition to the obvious things. A stones throw to Baker Park, Market Street and all downtown has to offer. This is a prime location and would make a fantastic Air B&B, pied-à-terre, or full time tiny home. The juice is absolutely worth the squeeze here. Bring your plans and your creativity and reap the rewards.

432 N Bentz St, Frederick

Listing courtesy of RE/MAX Results. Contact:

122 E Fourth St, Frederick
$525,000
3 Beds ⋅ 2 Baths
Welcome to this impeccably maintained end-unit colonial townhome nestled in the heart of Historic Downtown Frederick; where timeless character, modern comfort, and an unbeatable walkable lifestyle come together beautifully! The main level showcases original hardwood floors bathed in natural light, with a traditional layout flowing from a formal dining room into the kitchen, living room, and a convenient half bath. Upstairs, the primary bedroom is joined by two additional bedrooms, a full bath, and a charming bonus room, perfect for a home office, reading nook, or den. Step outside to a large back porch overlooking a beautiful native garden - a peaceful outdoor retreat alive with seasonal wildlife and birdsong. Updates include a roof replaced in 2018 and select windows replaced in 2021 and 2026, offering added peace of mind. Living at 122 E 4th Street means the very best of Frederick is right at your doorstep: walk to the seasonal Farmer's Market, stroll along Carroll Creek, enjoy the open green space of Baker Park, explore the shops and award-winning restaurants lining Market Street, and catch live events at Alive at Five, all just steps from your front door. The MARC Train Station is also within easy walking distance for a seamless commute to Washington D.C. This one is a true Downtown Frederick gem, don't miss it!

122 E Fourth St, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

430 W Patrick St, Frederick
$475,000
Investor Opportunity in Downtown Frederick ,Three-unit multifamily property with a large rear garage, located in a rapidly developing area of Frederick City near Baker Park and Culler Lake. Zoned DB (Downtown Business), offering potential for a variety of residential and commercial uses. The property features: Street-facing efficiency unit that could potentially be used as a commercial office, Lower-level rear unit with 1 bedroom and 1 bathroom, Second-level unit with 2 bedrooms and 1 bathroom, Large 2+ car garage with storage room, Additional off-street parking,Many updates completed over the years, with additional TLC needed. All long-term tenants have vacated, and the property is currently vacant and being sold strictly "As-Is." An opportunity to renovate, reposition, and maximize the potential of a multifamily property in a desirable and evolving Frederick City location.

430 W Patrick St, Frederick

Listing courtesy of Mackintosh, Inc.. Contact:

29 E Seventh St, Frederick
$499,900
4 Beds ⋅ 3 Baths
Welcome to the best of downtown Frederick living—just one block off Market Street. This beautifully renovated 4 bedroom, 2.5-bath home is the perfect blend of historic character and modern design. The large living room flows seamlessly into a beautifully updated kitchen with white shaker cabinetry, granite countertops, stainless-steel appliances and raised breakfast bar for easy entertaining. A separate dining area and half bath are also located on the 1st floor and adds the convenience of not having to run up and down stairs to use the bathroom. Upstairs, you’ll find a room primary suite with plenty of closet space, 2 additional bedrooms and a fully updated full bath. THIS HOME ALSO HAS A FULLY FINISHED ENGLISH BASEMENT!!! The basement has a large bedroom/recreation room with wet bar, additional full bath, laundry area and its own entrance accessible from the front of the home. Many possibilities here. You could rent the basement out, use as an additional bedroom or just hang out with friends as a recreation room. The outdoor space offers a private, fenced backyard with a covered porch directly off of the kitchen, patio and 2 car parking. Bringing in groceries is super convenient with direct access to the kitchen. There is also another covered porch off the rear bedroom and a large covered front porch set back from the street for additional privacy and outdoor enjoyment. Located just steps from Market Street, you’re surrounded by Frederick’s best—award-winning restaurants, boutique shopping, breweries, art galleries, and Carroll Creek all within easy walking distance. With quick access to both Washington, D.C. and Baltimore, this is a rare opportunity to own a move-in ready home in one of Maryland’s most vibrant and walkable communities.

29 E Seventh St, Frederick

Listing courtesy of Mr. Lister Realty. Contact:

401 S Market St Unit 3, Frederick
$375,000
2 Beds ⋅ 1 Baths
Enjoy this fully renovated condo with deeded parking in sought after South Market Street. Close proximity to anything in Downtown Frederick. Endless possibilities; weekend getaway, primary residence, or short term rental. 2 deed parking spaces included. Second bedroom is a pass through room, but it does have a private entrance through the hallway. If you love downtown living, then you will love this location and condominium property. Wonderful opportunity to own a condominium on South Market Street, directly across from the Maryland School for the Deaf and a few minutes’ walk from Downtown Frederick! This Beautifully renovated second level condo boasts 900 +/- square feet of living space with 2 Bedrooms and 1 Full Bath. BEST PART TWO DEEDED PARKING SPACES!!!Frederick’s Premier Historic District Condominium Project: “South on Market Street” has comfort and functionality that merges into an artfully appointed property that allows you to enjoy the downtown Frederick’s lifestyle while affording you the peace of mind of locking it up and traveling till your heart's content. Situated just a short walk to the Carroll Creek Promenade, the center of downtown Frederick Maryland, enjoy the many restaurants, shopping opportunities, festivals on the creek, Baker Park, library, baseball at the Frederick Keys Ball Park and a cool water way on Carroll Creek all within walking distance. This synergistic area welcomes local microbrew pubs, numerous restaurants, (too many to count) and nightlife entertainment. All this awaits you while you enjoy this charming historic property set within the beautiful city of Frederick Maryland! Sellers will make the 2023 Capital Improvement fee for the buyer at settlement! Festivals on the Carroll Creek Park/Promenade are part of the draw to this - Charming City and project. - Great air flow and plenty of natural lighting. Large parking lot in the rear. A MUST SEE!

401 S Market St Unit 3, Frederick

Listing courtesy of Frederick Land & Home, LLC.. Contact:

13 S Bentz St, Frederick
$249,999
1 Beds ⋅ 1 Baths
Discover the charm of downtown Frederick at 13 S Bentz Street! This inviting 1-bedroom, 1-bath home features neutral finishes, wood-look flooring, and a kitchen with gray shaker-style cabinetry, quartz countertops, a subway-tile backsplash, and distinctive wood floating shelves. In-home laundry adds everyday convenience. Upstairs, the loft-style bedroom offers sloped ceilings and an adjacent walk-in closet. The fenced rear courtyard provides a cozy outdoor space for morning coffee or relaxing at the end of the day. With downtown shops, restaurants, and local attractions nearby, this home combines character and convenience in a manageable footprint. Bring your personal touches and make it your own!

13 S Bentz St, Frederick

Listing courtesy of Samson Properties. Contact:

118 W All Saints St, Frederick
$499,000
2 Beds ⋅ 2 Baths
Experience the best of downtown Frederick living in this beautifully updated first-floor condo, ideally located just one block from Market Street in the heart of the historic district. Thoughtfully designed with modern finishes while preserving its timeless character, this inviting home offers the perfect blend of style, comfort, and convenience. The open-concept layout features a spacious living area, dining space, and a beautifully appointed kitchen complete with quartz countertops, stainless steel appliances, upgraded lighting, and stylish finishes throughout. The owner's suite offers a peaceful retreat with a walk-in closet and a beautifully updated en-suite bath, while the second bedroom and full hall bath provide comfortable accommodations for guests or a home office. Step outside to enjoy your private covered slate balcony, rear deck, shared patio, and expansive backyard—ideal for relaxing, entertaining, or simply enjoying the outdoors. Rounding out this exceptional property is the rare convenience of private off-street parking, a highly sought-after amenity in downtown Frederick. Located within walking distance of Carroll Creek, Market Street, award-winning restaurants, boutique shopping, breweries, entertainment, and year-round community events, this exceptional condo offers an unbeatable downtown lifestyle. Adding to its appeal, this property offers outstanding flexibility for homeowners and investors alike. The unit has been operating as a highly successful Airbnb, generating $34,656 in annual rental income while maintaining strong year-round occupancy. Future reservations can be transferred to a new owner or cancelled to accommodate a traditional owner-occupant with a 30-day closing. Looking for even greater potential? This condo may also be purchased together with the second-floor unit at 120 W. All Saints Street (MLS #FR2083500), creating a rare opportunity to own both residences. Live in one while continuing to generate income from the other, expand your investment portfolio with two established short-term rentals, or purchase this unit on its own and enjoy everything downtown Frederick has to offer. Whether you're searching for your next home, a turnkey investment, or the opportunity to do both, this is a rare offering to own and live in beautiful Downtown Frederick.

118 W All Saints St, Frederick

Listing courtesy of Charis Realty Group. Contact:

35 E All Saints St Unit 212, Frederick
$484,500
2 Beds ⋅ 3 Baths
Nestled in the heart of Downtown Frederick, this charming two-bedroom, two-and-a-half-bathroom condo offers a perfect blend of comfort and convenience. Built in 2007, this well-maintained residence features a thoughtful design that maximizes space and light, making it an inviting retreat for anyone seeking a cozy home. Step inside to discover a warm and welcoming interior adorned with crown moldings that add a touch of elegance. The combination kitchen and living area creates a seamless flow, ideal for both entertaining and everyday living. The kitchen is equipped with essential appliances, including a dishwasher, stove, and refrigerator, ensuring that meal preparation is a breeze. The main floor laundry, complete with a washer and dryer, adds to the convenience of modern living. The two spacious bedrooms provide a peaceful sanctuary, each designed to offer comfort and tranquility. The bathrooms are well-appointed, featuring modern fixtures that enhance the overall aesthetic of the home. Outside, the property boasts beautifully landscaped grounds, perfect for enjoying the fresh air and the serene views of the city and garden/lawn. The community is enhanced by sidewalks and street lights, creating a safe and inviting atmosphere for evening strolls. Residents of Maxwell Place Condo Association enjoy a range of amenities, including common grounds, an exercise room, and additional storage options. The association fee covers essential services such as common area maintenance, snow removal, and trash collection, allowing you to focus on what truly matters-making this space your own. Parking is a breeze with an attached garage that includes covered parking and additional storage space. The secure parking features ensure peace of mind, while the lighted parking area adds an extra layer of safety. With easy access to public transportation, including a bus stop less than a mile away and an airport within ten miles, commuting is convenient and hassle-free. This condo is not just a place to live; it's a lifestyle choice that offers the perfect balance of urban living and homey comfort. Experience the charm and convenience of Downtown Frederick living-this condo is ready to welcome you home.

35 E All Saints St Unit 212, Frederick

Listing courtesy of Tyler Duncan Realty Partners, Inc.. Contact:

1606 N Market St, Frederick
$479,000
2 Beds ⋅ 3 Baths
Welcome to the cutest Cape Cod in the heart of downtown Frederick! Not only is it fabulously adorable but so much work has been done to make this move in ready for you!! Fundamental upgrades that might not be apparent but will keep your maintenance costs down for a while to come! Around $75,000 in recent upgrades include new exterior paint! ** Refinished hardwood flooring! ** All-new GE kitchen appliances ** Refinished counter tops and painted kitchen cabinetry ** A new electrical panel and updated electrical work ** All new plumbing pipes and a new boiler!! The roof is only 10 years old so plenty of life left there too! What's more to love? Attached garage and plenty of parking in the rear as well as the driveway - unusual in downtown Frederick! This two bedroom detached home also boasts two full bathrooms and one half; as well as spacious rooms throughout! Step inside the vestibule and then into the entrance hall! Find a large and comfortable living room on the left; and a cozy dining room on the right! Both with ample space to entertain family and friends. The sunny kitchen is delightful with plenty of windows and lots of counter space! There is a powder room for your convenience too, with a new vanity. And then one of the most attractive aspects of this home! A large screened in porch with new screening! You can spend hours in there reading, catching up with neighbors and friends, or work from home! What could be more tranquil than this setting? Upstairs find a large landing space with full window to let the light in! The two bedrooms are spacious and feature adorable reading nooks, and gleaming hardwood floors. The lower level includes a shower, toilet and vanity (also new) as well as the laundry and plenty of storage space. The attached garage is also accessed through here! Step outside to a newly fenced backyard with plenty of parking to host your special events! The brick patio would be perfect to host barbecues and outside gatherings. All of this so close to Baker Park, downtown restaurants, quaint shops and boutiques! And the best part is having that close access to the many festivals and year-round community events will be on your doorstep! This beautifully updated home offers the perfect combination of historic charm, modern conveniences and an unbeatable location!

1606 N Market St, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

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