Frederick Homes under $400,000

Frederick Homes under $400,000

Welcome to Frederick, Maryland – a charming city that beautifully blends rich history with modern living. Nestled in the heart of Frederick County, this vibrant community boasts a picturesque downtown area adorned with cobblestone streets, historic buildings, and a delightful array of shops, restaurants, and cultural attractions. With its stunning views of the nearby Catoctin Mountains and proximity to major metropolitan areas like Washington D.C. and Baltimore, Frederick offers residents the perfect balance of small-town charm and urban convenience.

For those seeking affordable housing options, Frederick is an excellent choice. The city features a variety of homes priced under $400,000, making it an attractive destination for first-time homebuyers, families, and retirees alike. From cozy single-family homes to charming townhouses, there’s something for everyone in this vibrant market. Many properties boast spacious yards, modern amenities, and easy access to local parks and recreational facilities, perfect for enjoying the beautiful Maryland seasons.

Frederick is not just about beautiful homes; it’s also a community that thrives on connection and engagement. With numerous festivals, farmers' markets, and art events throughout the year, residents can immerse themselves in the local culture and forge lasting friendships. The well-rated schools and family-friendly neighborhoods further enhance the appeal for those looking to settle down.

Come explore Frederick, where charming homes under $400,000 await you, and discover why this city is the perfect place to call home!

Newest Frederick Homes under $400,000

1516 Beverly Ct, Frederick
$325,000
2 Beds ⋅ 3 Baths
Move right into this great brick front townhome situated close to the Monocacy River. This town home offers an open floor plan with hardwood flooring throughout the main level, kitchen with island and granite countertops, a finished lower level with a rec room, den, full bath and laundry room. The upper level offers 2 large bedrooms and one full bathroom. The home was freshly painted and the carpeting on the lower and upper levels is brand new. If you are looking for move in ready with a great location look no further!

1516 Beverly Ct, Frederick

Listing courtesy of LPT Realty, LLC. Contact:

10602 Bethel Rd, Frederick
$389,900
3 Beds ⋅ 2 Baths
A little more land. A little more freedom. A whole lot of possibilities! Discover a different pace of life at this charming renovated 1910 farmhouse, situated on approximately 1.6 acres just outside Frederick. Imagine mornings with coffee in the fresh air, afternoons spent gardening or enjoying the outdoors, and weekends with plenty of room for games, gatherings, and making memories. With expansive green space, mature trees, and room to spread out, this property offers something increasingly hard to find: space to enjoy life beyond your front door. Inside, you'll discover an inviting home that blends farmhouse character with thoughtful updates. The refreshed kitchen is ready for everything from a quick weekday breakfast to cooking for friends, while the adjoining living and dining spaces provide a comfortable place to gather and unwind. Three upstairs bedrooms, one full and one half bathroom, convenient main-level laundry, and practical improvements including a metal roof and heat pump round out the home's appeal. Enjoy the character and breathing room of a rural setting while remaining conveniently connected to Frederick's shopping, dining, recreation, and Route 15. Whether you've been longing for a bigger yard, a place to enjoy your favorite outdoor hobbies, or simply a little more room to live life your way, 10602 Bethel Road is worth experiencing firsthand.

10602 Bethel Rd, Frederick

Listing courtesy of Century 21 Redwood Realty. Contact:

1576 Carey Pl, Frederick
$269,000
3 Beds ⋅ 1 Baths
AS-IS SALE! See PRIVATE REMARKS. End-unit townhome in Fredericktowne Village offering 3 bedrooms, 1 full bath, a living room with fireplace, separate dining area, kitchen, basement, rear deck and backyard. Off-street driveway parking. Unrepresented Buyers, reach us using the information in the listing details below to be routed to a representative immediately.

1576 Carey Pl, Frederick

Listing courtesy of HomeZu by Simple Choice. Contact:

6879 Snowberry Ct, Frederick
$384,900
2 Beds ⋅ 2 Baths
Unbelievable value for this beautiful 2-bedroom, 2-bath Salem model, which is truly one of a kind. It is the lowest price per square foot home in the entire Village! Look at all you are getting: an 11.6 X 18.7 $60K family room addition that makes this total finished living space to an impressive 1,404 square feet! That’s larger than most detached homes in Crestwood Village! The updates are equally impressive, including $12K in new (2024) modern siding and thousands more in beautifully remodeled bathrooms. The major systems and components have been replaced, including the roof (2016), HVAC (2025), water heater, and even the windows (2020), giving you the benefit of a home that has been extensively updated and well maintained. But perhaps the best feature of all is the location. Tucked away on a premium lot on a quiet cul-de-sac, this home backs to a lovely wide-open space framed by a beautiful, wooded border. From the privacy of your rear patio, enjoy peaceful views, birdwatching, and the occasional visit from the neighborhood deer as they make their evening rounds. With exceptional size, an outstanding location, and nearly every major component updated, this Salem model is a real VALUE and a rare opportunity in Crestwood Village! Crestwood Village I is a highly sought-after 55+ community offering an exceptional lifestyle with amenities that include a clubhouse, fitness center, library, banquet room, game and billiards rooms, swimming pool, mini golf, tennis, pickleball, horseshoes, shuffleboard, and a full calendar of activities. The HOA provides lawn care, gutter cleaning, basic cable, and snow removal, allowing you to enjoy low-maintenance living with the added benefit of no city taxes. Ideally located just minutes from shopping, dining, historic Downtown Frederick, and major commuter routes, this home offers the perfect combination of comfort, convenience, privacy, and an active lifestyle.

6879 Snowberry Ct, Frederick

Listing courtesy of Maryland Elite Realtors. Contact:

12 Livingstone Ter, Frederick
$299,900
4 Beds ⋅ 3 Baths
Welcome to this charming **end-unit townhouse in the desirable Willowcrest community**, offering 4 bedrooms, 3 full bathrooms, 1 half bathroom, and approximately 1,800 square feet of total finished living space, including 600 square feet in the fully finished basement. This Colonial-style home combines comfort, functionality, and convenience. As you approach the home, you are welcomed by its classic brick and frame exterior and the added appeal of an end-unit location. Upon entering, you are greeted by a bright and inviting living space featuring an attractive combination of hardwood, luxury vinyl tile, and carpet flooring throughout the home. The open and functional layout allows natural light to flow through the living areas, creating a warm and comfortable atmosphere for everyday living and entertaining guests. Continuing through the main level, you will find a functional kitchen designed for convenience and everyday meal preparation. The thoughtfully arranged living spaces offer flexibility for relaxing, dining, and spending time with family and friends. A convenient half bathroom completes the main level. As you make your way upstairs, you will discover comfortable bedrooms offering plenty of space for relaxation and privacy. With four bedrooms and three full bathrooms throughout the home, the layout provides flexibility for a variety of living arrangements, including guest accommodations or a dedicated home office. Heading downstairs, you will find a **fully finished basement offering approximately 600 additional square feet of living space**, bringing the home's total finished area to approximately 1,800 square feet. This versatile lower level features a separate outside entrance and offers possibilities for a spacious recreation room, entertainment area, home office, or additional living space. For added convenience, the washer and dryer are located in the basement. Stepping outside, you will appreciate the low-maintenance lot, allowing you to enjoy outdoor living without the responsibilities of extensive yard upkeep. The property also includes **two assigned parking spaces**, providing convenient parking just steps from home. Ideally situated in the Willowcrest community, this home offers convenient access to nearby shopping, dining, parks, recreational opportunities, and everyday amenities. With its desirable end-unit location, four bedrooms, three and a half bathrooms, fully finished basement, and approximately 1,800 square feet of total finished living space, this townhouse offers an excellent combination of space, comfort, and convenience. **Don't miss your opportunity to make this beautiful Willowcrest townhouse your own! With its desirable end-unit location, spacious layout, and fantastic features, this home is sure to attract attention. Schedule your private showing today before it's gone!**

12 Livingstone Ter, Frederick

Listing courtesy of RE/MAX Plus. Contact:

5302 Talladega Ct Unit 104, Frederick
$300,000
2 Beds ⋅ 2 Baths
Coming Soon! Welcome to this inviting 2-bedroom, 2-full-bath condo offering a comfortable and functional layout. Enjoy the convenience of two assigned parking spaces, a valuable feature for everyday living. Whether you’re looking for your next home or an investment opportunity, this condo offers great potential. More details and photos coming soon!

5302 Talladega Ct Unit 104, Frederick

Listing courtesy of Redfin Corp. Contact:

201 W 5th St, Frederick
$365,000
2 Beds ⋅ 1 Baths
Delightful end-of-row townhouse in downtown Frederick built in 1900. A cozy retreat that seamlessly blends historic charm with modern comforts. The home features two spacious bedrooms and a well-appointed full bathroom, perfect for relaxation after a long day. Step inside to discover beautiful hardwood and vinyl flooring that enhances the inviting atmosphere throughout. The upper-floor laundry adds convenience to your daily routine, making chores a breeze. With interior access to the basement, there's ample storage space for all your needs. The outdoor space is equally appealing, boasting a rear yard and side yard that provide a perfect area for gardening, spending free time or for pets. Imagine sipping your morning coffee or hosting a weekend barbecue in your own private oasis. Parking is a breeze with three off-street parking spaces, ensuring you and your guests always have a place to park. Located only a few blocks from downtown shops, parks, and dining options. Schedule your showing today.

201 W 5th St, Frederick

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

207 Center St, Frederick
$385,000
2 Beds ⋅ 2 Baths
**Photos Coming Soon** -- Welcome to 207 Center Street, a charming brick end unit row-home offering character, comfort, and an unbeatable opportunity to enjoy life in downtown Frederick. Featuring 2 bedrooms, each with their own en-suites bathrooms, and beautiful exposed brick details, this home blends classic city charm with inviting interior spaces. The warm character and distinctive architectural details create a home that feels both timeless and welcoming. Enjoy the convenience of off-street parking for two vehicles—a standout feature for downtown living! Whether you're looking to enjoy Frederick's vibrant downtown atmosphere, explore its unique shops and restaurants, or simply appreciate the charm of a historic neighborhood, this home offers an opportunity to make the most of everything the city has to offer. Don't miss your chance to own a piece of Frederick charm!

207 Center St, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

609 Himes Ave Unit 110, Frederick
$230,000
2 Beds ⋅ 2 Baths
Welcome to 609 Himes Ave #110 — Incredible value in Frederick's best-kept penthouse secret. **$5000 lender credit available if buyer works with seller's preferred lender. Subject to income limits and first-time homebuyer status. Inquire to learn more!** This 2-bed, 2-bath condo tops out the building with soaring vaulted ceilings and an open, light-filled layout. Worth noting for buyers: there's no elevator, so it's a stairs-up top-floor unit; a small trade-off for the private, penthouse-like feel and the extra height that gives you those vaulted ceilings. A wood-burning fireplace anchors the living room, while the updated kitchen, new appliances, bar seating, plenty of counter space flow right into a dining area with private balcony access. The primary suite offers a fully remodeled ensuite bath, and the second bedroom sits conveniently near the second full bath, ideal for guests or a home office. Fresh paint, new carpet, and luxury vinyl plank flooring throughout mean it's completely move-in ready. Minutes to shopping, dining, and major commuter routes (Rt. 40, I-270/US-15). Top-floor living, zero yard work, unbeatable convenience. Don't miss this one.

609 Himes Ave Unit 110, Frederick

Listing courtesy of Samson Properties. Contact:

1786 Springfield Ln, Frederick
$339,900
3 Beds ⋅ 3 Baths
Welcome to 1786 Springfield Lane, a beautiful and well-maintained end-unit townhome in the desirable Amber Meadows community of Frederick, Maryland! This inviting home features 3 spacious bedrooms, 2.5 bathrooms, and three levels of comfortable living space. The bright interior includes attractive bamboo and vinyl flooring, a spacious living room, and a fully equipped kitchen with plenty of cabinet space. The finished lower level provides additional living space and a convenient laundry area with a washer and dryer. Step outside to enjoy a private, fully fenced backyard with space for relaxing, gardening, outdoor dining, and entertaining. The end-unit location brings in additional natural light and provides extra outdoor space. Conveniently located near shopping centers, restaurants, parks, Fort Detrick, Frederick Health Hospital, Hood College, and Historic Downtown Frederick. With its spacious layout, comfortable living areas, private backyard, and convenient location, this charming townhome is a wonderful place to call home!

1786 Springfield Ln, Frederick

Listing courtesy of Beycome Brokerage Realty LLC. Contact:

5789 Rock Spray Ct, Frederick
$375,000
3 Beds ⋅ 3 Baths
This well-maintained brick-front townhome offers 3 bedrooms and 2.5 baths, plus a 4th bedroom or home office on the lower level. Updates completed in 2024 include new LVP flooring throughout, new carpet, SS appliances, washer/dryer, fresh paint and overhead lighting/ceiling fans in all rooms. There is a bonus refrigerator on lower level for added convenience and storage. Enjoy modern convenience with a smart front door lock featuring keys, key fobs, and keypad. Smart washer, dryer, stove and dishwasher offer app notifications. All bathrooms feature bidets for added comfort. This home is ideally located near major commuter routes, dining, shopping and blends thoughtful updates, smart home features, everyday convenience - all with NO CITY TAXES! Don't miss this opportunity!

5789 Rock Spray Ct, Frederick

Listing courtesy of Charis Realty Group. Contact:

1614 Colonial Way, Frederick
$350,000
4 Beds ⋅ 4 Baths
FULLY RENOVATED END-UNIT TOWNHOME WITH A 2.4% VA ASSUMABLE LOAN! Opportunities like this don't come around often! Welcome to 1614 Colonial Way, where modern finishes, major upgrades, and an exceptional financing opportunity come together in one incredible home. Featuring an attractive brick and vinyl siding exterior, this end-unit townhome offers added privacy, a fully fenced backyard, and a private patio space perfect for outdoor entertaining, grilling, or relaxing. Step inside to discover a beautifully renovated interior featuring fresh paint throughout, a cozy wood-burning fireplace, and a stunning updated kitchen complete with brand-new cabinetry, gorgeous quartz countertops, and new appliances. The finished basement features new waterproof luxury vinyl plank flooring, providing additional versatile living space perfect for entertaining, relaxing, or working from home. Even better, the major improvements have already been taken care of! Enjoy a roof replaced in 2022, a new HVAC system installed in 2024, a new water heater in 2026, and replacement windows throughout, with the main and upper-level windows completed in 2021 and basement windows replaced in 2026. THE BIGGEST BONUS? An existing VA loan with an incredible 2.4% interest rate that may be assumable by a qualified buyer, subject to lender and VA approval! This is a rare opportunity to own a beautifully updated home while potentially securing financing at a rate well below today's typical mortgage rates. Conveniently located in Frederick with easy access to shopping, dining, commuter routes, and everything the area has to offer. With extensive upgrades, desirable outdoor living space, a wood-burning fireplace, and a truly unique financing advantage, this home checks all the boxes. Move-in ready and packed with value, schedule your showing today!

1614 Colonial Way, Frederick

Listing courtesy of Keller Williams Flagship. Contact:

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